What is Homeowners Insurance?
Your home is likely the most valuable asset you own, and it’s important you protect your investment with a homeowner’s insurance plan that is right for you. Homeowners insurance is a form of property insurance that covers losses and damages to a residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.
What does Homeowners Insurance cover?
- Dwelling and other structures
- Personal Property
- Additional living expenses
- Liability
- Medical Payments

Types of Homeowners Insurance
There are several types of homeowners insurance policies, so it’s important to know the difference between them and what is – and isn’t – covered under each one.
